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ENROLLMENT AND WAIVER PROCESS FOR INTERNATIONAL STUDENTS

All International ¼ø»Æʦapp and scholars with F and J non-immigrant status in the United States are required to have health insurance that meets the university’s requirements. Beginning with the new policy year, all international ¼ø»Æʦapp will be enrolled in the university-sponsored Student Health Insurance Program (SHIP), and the insurance premium will be charged to the student’s ¼ø»Æʦapp account.

International ¼ø»Æʦapp who wish to use an alternate insurance plan must submit a waiver form by the deadline. Students who do not submit a waiver form by the deadline will have the premium for SHIP added to their student account.

REQUIREMENTS FOR ALTERNATE INSURANCE
  1. Coverage Period: Policies must provide, at a minimum, continuous coverage for the entire period the insured is enrolled as an eligible student, including annual breaks during that period. Payment of benefits must be renewable;
  2. Basic Benefits: Room, board, hospital services, physician fees, surgeon fees, ambulance, outpatient services, and outpatient customary fees must be paid at 80% or more of usual, customary, reasonable charge per accident or illness, after deductible is met, for in-network, and 70% or more of usual, customary, and reasonable charge for out-of-network providers per accident or illness;
  3. Inpatient Mental Health Care: Must be paid at 80% in-network or 60% out-of-network of the usual and customary fees with a minimum 30-day cap per benefit period;
  4. Outpatient Mental Health Care: Must be paid at 80% in-network or 60% out-of-network of the usual and customary fees for a minimum of 30 (preferably 40) sessions per year;
  5. Maternity Benefits: Must be treated as any other temporary medical condition and paid at no less than 80% of usual and customary fees in-network or 60% out-of-network;
  6. Repatriation: $25,000 (coverage to return the student’s remains to his/her native country);
  7. Medical Evacuation: $50,000 (to permit the patient to be transported to his/her home country and to be accompanied by a provider or escort, if directed by the physician in charge);
  8. Deductible: Maximum of $50 per occurrence if treatment or services are rendered at the Student Health Center; maximum of $100 per occurrence if treatment or services are rendered at an off-campus ambulatory care or hospital emergency department facility;
  9. Minimum coverage: $200,000 for covered injuries/illnesses per accident or illness per policy year;
  10. Insurance Carrier must, at a minimum, meet the rating requirements specified in Part 62.14(d) of Title 22 of the Code of Federal Regulations;
  11. Policy must not unreasonably exclude coverage for perils inherent to the student’s program of study;
  12. Claims must be paid in U.S. dollars payable on a U.S. financial institution;
  13. Policy provisions must be available from the insurer in English.
  14. Inpatient/Outpatient Prescription Medication: Must include coverage of $1,000 or more per policy year.
  15. Exclusion for Pre-existing Conditions: First six months of policy period, at most.
  16. Preventive care: Preventive care must be included.



To submit a waiver, go to . The waiver portal for Summer 2026 (full term & first half) will open on Monday, April 27, 2026.

Deadline to submit waivers for Summer 2026 (full term & first half):Ìý Tuesday, May 19, 2026 (11:59pm EST).


Your waiver form and supporting documentation will be reviewed to ensure you have coverage which meets the requirements above.

Details about the ¼ø»Æʦapp international student health insurance plan can be found at or by calling Insurance for Students at 561-300-5677.